Architects’, surveyors’ and consulting engineers’ fees

These fees are covered when relating to insured property damage either by making due allowance in the sum insured or by a special item. The fees are payable for plans, specifications, etc., and general supervision of rebuilding in the event of fire or other insured perils. Increasing the buildings sum insured by 12.5 per cent and the machinery sum insured by 7.5 per cent often provides cover, but insured’s with very large sums insured may insure the fees on a first loss basis.

Fees paid by the insured for preparing the claim are not covered.