Covers loss of or damage to computer equipment on an all risks basis, usually including breakdown whilst at the premises. Cover can be extended to include portable equipment away from the premises within the territorial limits specified (Anywhere in the UK or anywhere in the World).
Cover extensions can include:
Additional equipment obtained throughout the year up until your policy renewal up to £250,000
Programs lost following damage
Up to £25,000 for replacement of existing data and programs if not compatible with replacement equipment
Increased Costs of Working – This covers the increased costs of working resulting from accidental damage, breakdown, failure of electricity and telecommunications services or distribution equipment as well as malicious erasure of data and denial of access.
Reinstatement of Data – This covers the costs of reinstating data following erasure, malicious or otherwise, destruction, distortion or corruption.