Engineering – Deterioration of Stock

Covers loss of or damage to stock as a result of the breakdown of refrigeration units, freezer units or cold stores. Cover includes:


  • Change in temperature due to sudden and unforeseen damage
  • Accidental failure of the public electricity supply and contaminant by refrigeration gases or fumes
  • Cleaning and decontamination costs following an insured event up to a maximum of £25,000
  • Disposal of insured goods up to £25,000