What is a ‘Minimum Standard of Security’?

Most insurance policies include a Minimum Standard of Security Condition which details the basic level of security that is acceptable to them. Although this does vary from insurer to insurer, usually you will be required to at least have:

  • Locks on all external doors that comply with British Standards approved locking systems
  • Key operated window locks to all ground floor and accessible opening windows

In some cases, insurers may insist on intruder alarm or other forms of protection but if these are conditions of cover, details of these will be included within your quotation.

Failure to comply with the security conditions contained within your insurance policy may invalidate your cover. If you are in any doubt whether you are able to comply, please let us know.